Underwriting

Underwriting Philosophy

At the heart of ALP are our underwriting skills. We pride ourselves at being able to deliver high quality products and service specific to you and your clients’ needs.

What makes ALP different from other providers in the market is that we underwrite and provide our own product solutions. ALP does not rely on a third party underwriter.

We are proactive in utilising our core strengths and underwriting capabilities to enable us to offer innovative and flexible business solutions and tailored products to suit your customers’ needs.

ALP is committed to treating customers fairly and embeds customer focus in all product development and service processes.

We recognise that working closely with our Business Partners is essential to our joint success.

Our ideal Business Partner:

• is receptive to risk management
• is actively involved in and committed to the delivery of our joint business goals
• appreciates stability and financial integrity in its relationship with an Underwriter
• values the protection we can provide

We provide access to decision making underwriters who demonstrate high levels of drive, enthusiasm and commitment and will evaluate propositions in a positive manner.

Our underwriting decisions are business and risk based which enables ALP to maximise opportunities in the marketplace.