Fleet
Our specialist Fleet Uninsured Loss Recovery (ULR) policy has been specifically developed for fleets of all types & sizes, from the small business fleet up to the large corporate fleets. We have over 20 years experience in writing Fleet ULR helping us
to understand the needs and requirements of Fleet Managers.
Our Fleet product includes the following benefits:
| Motor Fleet ULR | |||
| Limit of indemnity | Areas of cover | Significant exclusions or limitations |
|
| £50,000 | Accident, loss recovery and personal injury | Pursuit of uninsured losses, including personal injuries, against a negligent 3rd Party following a road accident. Subject to negotiation we can include Insured Loss Recovery where the Motor Insurer's outlay is included within the claim against the negligent 3rd Party. |
Claims where you do not have a reasonable chance of winning. Any claim arising out of a contract you have with another person or organisation. Any claim for an event which is not covered under your current motor insurance policy. You must be within the territorial limit, described in the Definitions section of the policy wording within the policy information booklet. |
| £50,000 | Motor Contract Disputes | Costs paid to take or defend legal action as a result of any action arising from a contract relating to: - The purchase, sale or hire of an insured vehicle. - The service, repair or test to an insured vehicle or use of the vehicle to carry goods or passengers. |
We will not pay the first £500 of every claim under this section. Any dispute over the amount of money or compensation due under an insurance policy. Any debts which are not disputed. Any event which occurs within the first three months of the date of this policy starting unless the claim is for new goods or services bought after the start of this policy. |
| £50,000 | Motor Prosecution Defence | Costs paid to defend your legal rights following: - Criminal proceedings being brought for an offence relating to owning or using an insured vehicle. - A hearing about withdrawing, restricting or suspending large goods, hackney carriage or private hire licence, or any licence granted by the Ministry of Transport. |
Driving while under the influence of drink or drugs. Driving without insurance. Any offence which would be covered under your motor insurance policy. |
| Lawphone | Telephone advice relating to any business legal problem. | Advice is only available over the telephone. Advice only relates to commercial legal problems. |
|
This is only a summary of our benefits of cover, please
contact us for further information.
